Today, shopping online is the way to go. You have a large collection of things to buy. Also, you can haggle. Shipping is fast and security is high. You can even return damaged products. In fact, shopping is much easier today. However, those unfamiliar with how online shopping works can be an easy target for cybercriminals who steal money from people using phishing scams and other tricks. Here are some tips for shopping online safely. Keep reading.
1. Use popular websites
If you have never bought from an online store before, we suggest that you start from a trusted online store around the world. For example, you can buy on Amazon. This is one of the largest online stores in the world where you can buy anything. Other good names include Home Depot, Best Buy, and Target, just to name a few. Make sure you type the correct URL for the site.
2. Look for the SSL lock
It is a good idea to stay away from a website that does not have SSL encryption. For example, if the website URL starts with HTTPS instead of HTTP, you can shop safely. Also, the website URL will have a closed padlock. Another important thing is that you should never send your credit card information by email.
3. Don’t provide too much information
Trusted online stores never ask for a buyer’s birthday or social security number. If a scammer obtains your credit card number and your social security number, be prepared to suffer a great loss. With this information, it will be much easier for them to steal your identity. If possible, be sure to give as little information as possible when shopping online.
4. Verify account statements
Review your credit card statements regularly. Make sure the statements do not have fraudulent charges. If you notice anything unusual, be sure to call the bank immediately to resolve the matter. If you are buying with a credit card, make sure the charges are accurate.
5. Scan your PC
Make sure you have an antivirus program installed on your computer. This is important if you want to protect yourself against malware. The antivirus must be the most recent version.
6. Use strong passwords
Make sure your password is a word that is not in the dictionary. It shouldn’t be an easy term to guess. It is even more important when you go shopping online. If possible, use a combination of letters and numbers. Your passwords must be longer than 8 letters.
7. Avoid public terminals
It is not a good idea to use a public computer to buy something from an online store. But if you have to use a public terminal, make sure to log out after each session. This is equally important even if you went online just to check your email inbox.
Therefore, if you follow these 7 tips, you will be safe when buying things online.